I obtained ‘bitten by the biking bug’ again within the nineties and I’ve ridden all around the world, twice (amongst an entire bunch of different journeys). I like it. After my final journey (which obtained disrupted fairly a bit as a result of poxy pandemic) I took on a job at a bread manufacturing facility to avoid wasting up some ‘dough’ (like what I did there!). It’s not probably the most glamorous job on the planet, however the pay is fairly good and there’s loads of alternative for time beyond regulation… plus low-cost bakery merchandise! Who doesn’t like a giant cob to nibble on?

In any case, I used to be using to work by the economic property one morning and there had been a pointy frost in a single day (that was forecast). Sadly, a restoration truck firm had washed their wagons the earlier night and the water they used had frozen on the highway in a single day.

You possibly can guess the remainder. I hit the ice, misplaced management and went down faster than a fats lad on a seesaw. The web results of that’s I’ve damaged an arm and a leg. My view is, is it the restoration truck firm’s fault? My insurance coverage firm reckons it’s the native council’s fault as they need to have gritted the highway.

I adopted their lead (I’m only a humble bread maker, what do I do know?!) however I’ve simply obtained a letter from them saying the council rejected the declare they put ahead for the cash my insurer paid me for my broken bike. My insurer additionally stated they will’t assist anymore. I used to be none too completely satisfied after I spoke to them as they then instructed me they hadn’t instructed the council about my accidents. WTAF!

Fortunately my governor took some photographs of me and the bike laid on the skating ring. You possibly can see the water had run down their offending yard, on to the highway and frozen. Apparently the restoration truck firm have executed this earlier than. Please assist.

Reply

The phrase not figuring out their arse from their elbow springs to thoughts…

First issues first, you’re proper and your insurer is mistaken. If the restoration truck firm left water everywhere in the highway and it freezes on a (forecasted) chilly evening, then your declare needs to be directed at them, not the native council. The council didn’t put the hazard there.

Subsequent, proof. You’re going to want an announcement out of your governor and his photographs to show negligence on the a part of the restoration truck firm. Lastly, it seems like your insurer was solely making an attempt to assist itself by getting the cash it paid out to you on your bike again.

My recommendation is sack off chatting with your (fool) insurer, get a solicitor and crack on with a declare in opposition to the restoration truck firm. Your insurer won’t assist you to get compensation.

Andrew Prendergast

Extra Bikes June 2023